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Typically most lenders require 2-Years worth of Tax Returns and 2-Year worth of W-2's. Also your past two months bank statement will be needed to show enough reserves to close on your loan.
Bad Credit Loan however offers Stated Income loans where you only have to "State" your income without the need to verify it. This allows the mortgage process to be a lot easier and less painfull.
In addition, Bad Credit Loan offers loans where you do not have to prove your Income or you Assets. These loans simply require proof of employment and a fair history of paying your bills to be approved.
As with every mortgage, each case will be different and that is why we suggest you consult with a licensed Mortgage Banker to review your own individual needs.
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